* { box-sizing: border-box; }
body {
    font-family: Arial, sans-serif;
    background: #f4f4f4;
    margin: 0;
    padding: 0;
    color: #222;
}
.container {
    width: 95%;
    max-width: 1100px;
    margin: 20px auto;
    background: #fff;
    padding: 20px;
    border-radius: 10px;
    box-shadow: 0 2px 8px rgba(0,0,0,0.1);
}
h2, h3 {
    margin-top: 0;
    color: #063970;
}
.step { display: none; }
.step.active { display: block; }
.row {
    display: flex;
    flex-wrap: wrap;
    gap: 20px;
    margin-bottom: 15px;
}
.col-4 {
    flex: 1 1 calc(25% - 20px);
    min-width: 220px;
}
label {
    font-weight: bold;
    display: block;
    margin-bottom: 5px;
}
input, select {
    width: 100%;
    padding: 8px;
    border: 1px solid #ccc;
    border-radius: 5px;
    font-size: 14px;
}
button {
    padding: 10px 18px;
    background: #0a4;
    border: none;
    color: #fff;
    font-size: 14px;
    border-radius: 5px;
    cursor: pointer;
    transition: 0.2s;
}
button:hover { background: #083; }
.applicant-block {
    border: 1px solid #e0e0e0;
    padding: 10px;
    border-radius: 8px;
    margin-bottom: 15px;
    background: #fafafa;
}
.app-summary-box {
    border: 1px solid #e0e0e0;
    border-radius: 8px;
    padding: 10px;
    background: #fafafa;
}
.app-summary-box h4 {
    margin: 0 0 5px;
    font-size: 14px;
    color: #063970;
}
.app-summary-box p {
    margin: 0;
    font-size: 13px;
}
.tag-paid {
    color: #0a4;
    font-weight: bold;
}
.tag-pending {
    color: #b00020;
    font-weight: bold;
}
table {
    width: 100%;
    border-collapse: collapse;
    margin-bottom: 20px;
    font-size: 13px;
}
th, td {
    border: 1px solid #ddd;
    padding: 6px 8px;
    text-align: left;
}
th {
    background: #f0f0f0;
}
@media (max-width: 768px) {
    .col-4 { flex: 1 1 calc(50% - 20px); }
}
@media (max-width: 480px) {
    .col-4 { flex: 1 1 100%; }
    button { width: 100%; margin-top: 10px; }
}